What profile is the company looking for?
Business Management or Economics BA students who haven’t yet presented their final degree proyect (TFG/PFC)
Languages: Portuguese (C1 level)
Skills: Results orientation, concerned about quality, ethic commitment, initiative and entrepreneurial attitude, team work, able to adapt to change, critical thinking and self-analysis, information management, ability to learn.
Skill tests: In order to participate in the recruiting process you must take the following tests:
Proposed learning program
Activities:
- Define, discuss and develop policies and the “Credit Risk Management and Counterpart Process” of B2B Endesa Energy
- Direct and supervise all the business flows related with the risk cycle: identification, analysis, admission, follow-up.
- Define the economic-financial model that allows for individualized analysis of the risk situation of each society/group that forms part of the active or potential portfolio of GGCC Endesa Energía, S.A.U. Rating and recommendation on 17,500 business groups, representing a sales volume of € 7,300 / year and an open Standard Risk of more than € 1,500 million.
- Define the follow-up systems that allow to anticipate the deterioration of credit quality during the lifespan of a contract (KPI´s)
- Define guarantee schemes as well as prevention strategies for late payments and improve recovery in situations of default. Control of a living debt in private clients (not public administrations) that approximately fluctuates around € 70 million.
- Aggregate monitoring at the portfolio level (EAD, PD, LGD, as well as preventive model).
- First decision of Risk Admission in a range of operations from a turnover of € 1.5 million (equivalent to standard risk of € 0.3 million) to € 250 million (standard risk of € 50 million).
- Business Analysis and Risk Interviews with the financial management of the counterparts.
- Guardianship of the Negotiation in Irregular Situations, defined as those in which a situation of non-payment by a counterpart, negotiation with the counterpart and dialogue with AAJJ occurs or will occur with high probability in such circumstances.
- Analysis and first decision of Admission of Singular Operations, such as those related to the sale of Value Added Projects and Services - PSVA's - or with investment in projects by Endesa Energía.
- Sectoral studies, Reasearch and Market Intelligence.
- Guarantee training of the Sales Force in basic financial/economic issues, allowing another perspective in its commercial approach.
Functions to be carried out:
General support to the activities previously defined.
Other desirable knowledge:
Risk Management
English
Spanish
